More and More Companies Auto-Enroll Employees In 401(k) Plans

Nearly half of U.S. companies are auto-enrolling their employees into their 401(k) plans in order to encourage them to save for retirement according to a recently released survey conducted by Watson Wyatt. The survey found that 47% of the companies that responded auto-enroll their employees. In addition, one third of the companies that don’t auto-enroll […]

The Cost of Treating and Preventing Diabetes

The cost associated with treating diabetes and lost productivity due to the disease are estimated to exceed $174 billion a year according to the Wall Street Journal. This has prompted efforts to help prevent the 60 million Americans that are considered at risk from becoming diabetic. Prevention programs include smoking cessation programs, exercise, nutrition and the […]

Internal Revenue Service Posts HIRE Act Forms

The IRS has posted the form on its Web site that businesses can use to claim a payroll tax exemption for hiring new employees under the HIRE Act. Form 941, Employer’s Quarterly Federal Tax Return, is to be filed by most businesses claiming the payroll tax exemption for wages paid to qualified employees. The Hiring […]


Colorectal cancers – cancers of the colon and rectum – are the third most common cancer among men and women in the United States, not counting skin cancer.  The American Cancer Society reports that a person’s lifetime risk of developing colorectal cancer is approximately 1 in 19.  Fortunately, the death rate associated with the disease […]

Specialty Drugs Sales Prepared To Explode

Businesses that are struggling with ever increasing prescription drug costs will probably be in for a rude awakening in the near future. The specialty drug market is ready to explode in the next five years and the time for companies to prepare and take action is now. The flood of specialty drugs that will be […]


The HIRE Act-Hiring Incentives to Restore Employment-offers employment tax breaks for business that hire unemployed people, and extends further benefits to employers if those workers remain on the job for more than one year. The Act doesn’t place a limit on the number of hires that each company can have and it doesn’t allow a […]

“Grandfathered” Health Plan Proposed Rules Released

Today the U.S. Departments of HHS, Labor and Treasury issued interim final and proposed regulations for group health plans and health insurance coverage relating to status as a grandfathered health plan under the Patient Protection and Affordable Care Act (P.L. 111-148). The regulations, which also call for comment, will be published in the June 17 Federal […]

Dependent Coverage To Age 26 Regulations Issued

The Departments of Health and Human Services, Labor and Treasury have issued interim final rules on extending health insurance coverage for adult children up to age 26. The regulations apply to health coverage for plan years beginning on or after Sept. 23, 2010. Under the Affordable Care Act, employee benefit plans and health insurers that […]

Preferred Drive Sleep Program

Recently, we developed a new program for the transportation industry that addresses the ever increasing risk and problem of driver fatigue caused by sleep apnea. Somewhere around 28% of all truckers have sleep apnea and the NHTSA and DOT have addressed it in various regulations. We understand that time off the road is lost money […]

What Is Critical Illness and Is It Really Necessary?

According to the American Association of Critical Illness Insurance, the chances of being diagnosed with a critical illness before age 65 are: 25% for a 25 year old male who doesn’t smoke. 49% for that same 25 year old male who does smoke. 25% if you are a 25 year old female that doesn’t smoke […]