Chronic Conditions-A Growing Problem For The U.S. Healthcare System

The current U.S. health care system is not prepared financially to adequately meet the needs of the growing number of people with chronic conditions. Today, over half of all Americans live with a chronic condition; somewhere around 157 million. Patients with chronic conditions account for over 80% of total health care spending and patients with […]

Credit Card Debt!

Every three minutes another person falls behind on credit card debt.  It’s no wonder, since every major credit card company has nearly doubled the minimum monthly payment on consumers’ bills.  Federal Regulators forced the change because of their concern about the growing mountain of consumer debt, which stands at $2.17 trillion.  Many consumers can only […]

Results Of Recent Survey Reveal How Employees View Health Care

Hewitt and the National Business Group on Health’s recent survey reveal five significant insights into how employees and their dependents view health care. In order to plan their company health care strategy, it is important to be aware of the results of the survey.  In spite of the fact that workers say they might know […]

Employers See the Difference with Eye Care Benefits

Employees with healthy eyes are also important to business productivity.  During routine eye examinations, doctors can detect early signs of diabetes, hypertension, multiple sclerosis, neurological disorders and certain cancers.  Treatment of these health concerns in the early stages helps avoid the costly procedures, tests and sickness that may result in lost employee work hours and […]

Regular Dental Examination Identify Hidden Health Concerns

During a dental cleaning and checkup exam, your oral health is carefully evaluated.  The dentist analyzes your gums and teeth for signs of oral and medical concerns that can be detected in the early states. Periodontal Disease- Periodontal (gum) disease has become a significant concern as health researchers have discovered a direct link between this […]

Stroke Warning Signs

Stroke warning signs include: Sudden numbness or weakness of the face, arm or leg, especially on one side of the body. Sudden confusion, trouble speaking or understanding. Sudden trouble seeing in one or both eyes. Sudden trouble walking, dizziness, loss of balance or coordination. Sudden, severe headache with no known cause. A stroke is a […]

COBRA and PPACA Update

Under PPACA there is a plethora of changes and dates to remember. If PPACA is repealed or de-funded, what will become of all of the provisions that we have to work with and comply with NOW? I don’t know. Here is a brief update on what you need to be doing with COBRA though.  Notice […]

Controversy Surrounds Study That Shows Drivers Have A Reduced Life Span

A new report released by The Department of Transportation claims that truck drivers have a reduced life expectancy than most other occupations. The head of the Federal Motor Carrier Safety Administration,  Anne Ferro and Transportation Secretary Ray LaHood have stated that the life expectancy of an over-the-road truck driver is 16 years less than the rest of the population. However, there is […]

Disability Income For Truckers

Let’s face it; most of us work because we have to. We need the income we make to buy food, pay for utilities and housing and to care for our families. You may not realize the potential danger of becoming disabled. The U.S. Census Bureau estimates that you have a one in five chance of […]

What is a Defined Benefit Medical Plan?

  A defined benefit medical plan utilizes a defined payment schedule for a wide variety of medical expenses. They pay out fixed amounts for things like daily hospital expenses, physician office visits, labs, etc. From the insurance company’s perspective, they do not care what is wrong with you, where you go for treatment, what treatment […]